Business Insurance in Peoria AZ: Commercial Auto Coverage

Business insurance in Peoria, Arizona is available through quality brokers to provide your company with custom tailored policies to meet your company’s needs. If yours is a business on the go that provides services, makes deliveries or otherwise depends upon company vehicles to keep your company moving forward, the auto policies for those cars, trucks or vans should be covered under commercial auto policies. There are several key differences between consumer and commercial policies that are very helpful for your company and that make your motorized operations much simpler. Here are a few of the differences and a little more information about commercial auto clauses…read on!

Multiple Drivers
Your company’s business insurance clauses concerning automotive coverage can ensure that no matter how many company drivers you have, they are all covered under the same policy for multiple vehicles. This makes it very convenient for medium to large scale businesses to operate on a daily basis since these types of policies have a great deal more flexibility for coverages and claims. While there are standardized rules that will apply for your drivers to be covered under your business insurance policy and to keep your rates at a level that your company can afford. When selecting your level of coverage with a local agent, be sure to check with the rules concerning your drivers to make sure that you have a policy that will meet or exceed your needs.

Multiple Vehicles
If your company also requires two or more vehicles in operation to continue moving your business forward, then business insurance policies with appropriate automotive clauses are going to be a huge benefit. Not only can you have any of your approved drivers operate a company owned vehicle and be covered, but they can operate any of your fleet as long as they have the appropriate license for the type of vehicle they are driving. For example, if you have a delivery driver that does not have a commercial license, they could operate any of your cars or vans, but not an 18 wheeler due only to their licensing. Be sure to agent about commercial driver’s licenses and other different potential stipulations that may or may not be written into your policy.

For more information about business insurance in Peoria AZ and commercial auto policies, call 623-322-5955 or click on the provided link.

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